Liability Insurance in the Netherlands

Rob van Leyen, Senior Account Specialist Liability

Most food companies carry standard liability insurance, yet they still underestimate what their sector actually demands. Beyond the basics, you need cover for risks that are specific to food and feed: food safety liability, product recalls, contamination, and similar exposures. The challenge is that very few insurers offer this level of specialist cover. Our job is to search the market thoroughly, stay open to integrated solutions, and negotiate the best possible terms on your behalf.

At Meijers, we believe in getting ahead of risk rather than simply reacting to it. What we value most is building a thorough risk assessment together with our clients and partners. We dig into your business processes, identify the gaps, and put together an insurance package that genuinely fits your operation. Understanding what concerns you most is where the right advice begins.

With more than 25 years in the profession, I know this approach works. It builds trust, and it builds lasting relationships. Clients consistently notice Meijers' energy, commitment and the personal attention we bring to every account. That is what makes this work rewarding.

Roberto Ramdin, Manager Liability

Meijers stays ahead of emerging developments, which is how we got to grips with the SPAC phenomenon early on. Our deep experience in D&O insurance meant we could move quickly, and we were among the first brokers in the Netherlands to insure a number of SPACs. As the market evolves, the reputation of directors and supervisory board members carries more weight than ever. Investors put their trust in these individuals, and that trust is where long-term success is built. 

We find real satisfaction in working through the most complicated risks and landing on the right insurance solution. Building on that expertise, we monitor the evolving rules around SPAC coverage and translate them into specialist, tailored solutions for clients in the Netherlands and internationally.

Natasja Kraan, Specialist Liability

The advisory side of this work is where I thrive. I enjoy getting to know each client well and building recommendations around what I actually find. Much of my focus is on food sector clients, though I work across other industries as well. Cyber insurance is also becoming increasingly important in this space. Business owners in food and feed often underestimate how serious cyber damage can be, and that gap in awareness is something I actively work to close.

Clients choose Meijers because we are thorough and we put them first. We do our homework and deliver advice that fits their specific situation. That is the part of the job I find most rewarding.

When risks are difficult to insure, we negotiate hard on our clients' behalf. Account managers, specialists, and insurers stay in close contact throughout the process. Within our liability team, that tight coordination makes a real difference to the outcome.

Julia Booms, Specialist Liability

Complex liability risks are a genuine challenge, and that is exactly what makes this work rewarding. At Meijers, we combine deep expertise in Dutch liability insurance with a hands-on approach to find the right fit for SMEs and large companies alike. As AI continues to reshape the business landscape, the relevance of liability cover, including cyber and fraud-related risks, is only growing. Being close to those developments as a broker gives us real insight into where exposure is heading. Our role goes beyond placing cover: we think ahead with our clients to reach the best outcome for their specific situation. Personal service is at the heart of what we do, and we take pride in that. Clients choose Meijers for our commitment and the close, personal relationship they build with our team.

Faizal Soebratie, Cyber Specialist

I believe in helping people, building connections, and offering real peace of mind. My clients know they can count on me. I genuinely love what I do, and I hope that comes through in every conversation. My approach is simple: when someone gets something right, I tell them. When something looks off, I ask how I can help. I recently decided to focus on cyber, covering everything from day-to-day support to strategic consulting, and I am genuinely excited about this new direction. At Meijers, we bring real passion to our work. You can feel it in every interaction, and you see it in the results.

Wessel Schulze, Specialist Liability

I hit the ground running at the start of my career. It was a steep learning curve, but it paid off fast. I built strong connections and picked up the finer points of the trade from some of the sharpest minds in the liability insurance market. It was a period of rapid growth, and I wouldn't trade it for anything.

The insurance industry is on the verge of a real transformation. A new generation of professionals is entering the field, bringing fresh thinking and a genuine appetite for innovation, particularly around automation and artificial intelligence. These advances help us serve clients more effectively and assess risk with greater precision. We watch the market closely so we can respond to changes quickly and always put the best options in front of our clients. At Meijers, everyone is motivated to go the extra mile. We're genuinely committed to quality and to making sure every customer leaves satisfied. That drive comes from the heart, and as a client, you feel it.

Tom Rijgersberg, Practice Leader

My career in ICT spans a wide range of sectors and roles: programmer, scientist, consultant, and strategist. I believe the best results come from combining deep technical knowledge with a business mindset. That dual perspective shapes how I work: I put myself in the client's shoes. Uncovering new challenges, making the right connections, and keeping the client at the center of it all, is what I enjoy the most. 

Developments in IT, including artificial intelligence, open up real opportunities but also introduce new risks. I advise on cyber insurance and have built an extensive network of cyber specialists. If a solution falls outside what we can offer, I will connect you with someone who can help. In today's landscape, collaboration between cyber professionals is increasingly common and consistently benefits everyone involved.

As an engineer, the drive is always to solve problems, starting with a clear understanding of what the client actually needs. Transparency, genuine involvement, and expertise are non-negotiable. We tell it straight: no overselling, no pressure, no making things sound better than they are.

Marcel Besemer, Senior Account Specialist

Investment funds and participation companies hold an increasingly central place in the business world, and it is a sector I find genuinely compelling. The combination of bold entrepreneurship and high-stakes capital allocation makes it one of the most dynamic industries to work in.

It is also one of the most exposed. With large numbers of external lenders in the mix, the margin for error is narrow. Insufficient returns, insolvency, investor claims, incorrect advice, or a misstep on regulatory compliance: any of these can trigger personal liability for directors and officers.

To give clients the sharpest possible advice, I track economic developments daily, stay close to the numbers, and work to surface risks before they become claims. I do this in close consultation with insurers. The goal is always the same: the right liability insurance coverage for an investment firm and its directors, officers, and employees, at the best price.